Many who take their annual ski holiday are under the mistaken impression that they do not require to take out additional cover as their normal holiday insurance will be adequate, or worse still that the European Health Insurance Card, which is the reciprocal arrangement for emergency health treatment will be adequate, which it most certainly will not!
If you have taken out annual holiday insurance for your usual two week jaunt with the family to the Mediterranean, together will the other odd holiday you may embark upon, you should ensure that this also has winter sport cover added to the policy for yourself or any other members of the family who may be going to enjoy a skiing holiday with you. Often the better way is to take out specialist winter sport holiday insurance for your trip to the Alps or to North America. Many ski holiday specialists will be happy to arrange this cover for you, or you could search through a broker or by a comparison site. If you choose the latter way to find winter sports insurance, please make sure that it covers all eventualities and has a minimum medical expenses cover which should be not less than £5million.
Another useful tip is to make sure that you always carry a credit card stowed safely in your ski suit as more often than not you will be asked to pay up front for the trip down the mountain and in the ambulance, in fact in Austria this will cost you around €230 and the ambulances there are equipped with a machine to take card payments on the spot. Happily just about everyone comes home with fewer bruises than they might get playing football!